While it’s always challenging to predict, every New Year, brings various changes to Social Security benefits to the estimated 21.7 million people that need the added financial cushion the most. Social Security has been constantly evolving over the past eight decades. And this is why we are tracking the biggest changes for

Most retirees, or those with a disability that prevents them from earning a paycheck by working, depend on a Social Security payment each month. A recent survey by Nationwide Financial reported 49% don’t know how to maximize their benefits. Another 33% of adults said they didn’t know the age they were eligible